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	<description>Helpful Real Estate info for the South African Market</description>
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		<title>Can You Change your Home Loan Rate if Your Circumstances change?</title>
		<link>http://olivierrealestate.wordpress.com/2009/02/11/can-you-change-your-home-loan-rate-if-your-circumstances-change/</link>
		<comments>http://olivierrealestate.wordpress.com/2009/02/11/can-you-change-your-home-loan-rate-if-your-circumstances-change/#comments</comments>
		<pubDate>Wed, 11 Feb 2009 13:25:12 +0000</pubDate>
		<dc:creator>olivierrealestate</dc:creator>
				<category><![CDATA[General Information]]></category>

		<guid isPermaLink="false">http://olivierrealestate.wordpress.com/?p=755</guid>
		<description><![CDATA[There is a very wise saying: The only constant is change. So, you have bought your dream house, you home loan was approved and everything is rosy. Six months later a major, and unexpected change, takes place in your life….and you can’t afford the monthly payments on your home loan anymore. Let’s be optimistic here, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=olivierrealestate.wordpress.com&amp;blog=4453815&amp;post=755&amp;subd=olivierrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Building Loans for First Time Home Buyers</title>
		<link>http://olivierrealestate.wordpress.com/2009/02/11/building-loans-for-first-time-home-buyers/</link>
		<comments>http://olivierrealestate.wordpress.com/2009/02/11/building-loans-for-first-time-home-buyers/#comments</comments>
		<pubDate>Wed, 11 Feb 2009 13:18:47 +0000</pubDate>
		<dc:creator>olivierrealestate</dc:creator>
				<category><![CDATA[General Information]]></category>

		<guid isPermaLink="false">http://olivierrealestate.wordpress.com/?p=752</guid>
		<description><![CDATA[As a first time home buyer there are many dreams to fulfill, many questions needing answers. Buying your first home is not only exciting but also daunting, especially if you decide to have your dream home built, rather than buying an existing property. Banks have a specific product for people like you, it’s called a [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=olivierrealestate.wordpress.com&amp;blog=4453815&amp;post=752&amp;subd=olivierrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>The NCA and The Home Loan Market</title>
		<link>http://olivierrealestate.wordpress.com/2009/01/20/the-nca-and-the-home-loan-market/</link>
		<comments>http://olivierrealestate.wordpress.com/2009/01/20/the-nca-and-the-home-loan-market/#comments</comments>
		<pubDate>Tue, 20 Jan 2009 19:29:22 +0000</pubDate>
		<dc:creator>olivierrealestate</dc:creator>
				<category><![CDATA[General Information]]></category>

		<guid isPermaLink="false">http://olivierrealestate.wordpress.com/?p=734</guid>
		<description><![CDATA[The NCA and How It Affects the Home Loan Market The culprit is… The decline in the property market has been blamed on many factors such as the world-wide recession, the high interest rates, inflation and also on the National Credit Act (NCA.) The NCA came into effect in June 2007 and no-one can deny [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=olivierrealestate.wordpress.com&amp;blog=4453815&amp;post=734&amp;subd=olivierrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>A guide to bond registration</title>
		<link>http://olivierrealestate.wordpress.com/2008/09/28/a-guide-to-bond-registration/</link>
		<comments>http://olivierrealestate.wordpress.com/2008/09/28/a-guide-to-bond-registration/#comments</comments>
		<pubDate>Sun, 28 Sep 2008 15:12:13 +0000</pubDate>
		<dc:creator>olivierrealestate</dc:creator>
				<category><![CDATA[Important Tips]]></category>

		<guid isPermaLink="false">http://olivierrealestate.wordpress.com/?p=714</guid>
		<description><![CDATA[Purchasing a home and registering a bond can be a stressful and lengthy process. It helps to know the parties involved and the steps required for bond registration. Parties involved in the sale or purchase of a property: Seller Estate Agent Buyer Transferring Attorney (appointed by seller to transfer the property to the buyer&#8217;s name) [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=olivierrealestate.wordpress.com&amp;blog=4453815&amp;post=714&amp;subd=olivierrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>The 10 rules of financial management</title>
		<link>http://olivierrealestate.wordpress.com/2008/09/28/the-10-rules-of-financial-management/</link>
		<comments>http://olivierrealestate.wordpress.com/2008/09/28/the-10-rules-of-financial-management/#comments</comments>
		<pubDate>Sun, 28 Sep 2008 15:05:35 +0000</pubDate>
		<dc:creator>olivierrealestate</dc:creator>
				<category><![CDATA[Important Tips]]></category>

		<guid isPermaLink="false">http://olivierrealestate.wordpress.com/?p=710</guid>
		<description><![CDATA[We&#8217;re human. We develop habits in all areas of our lives. These habits have a direct impact on the results we experience. If, for instance, we go to gym regularly and eat nutritious foods, then it is likely that we will be relatively healthy. The same applies to our finances. How we behave with our [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=olivierrealestate.wordpress.com&amp;blog=4453815&amp;post=710&amp;subd=olivierrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://olivierrealestate.wordpress.com/2008/09/28/the-10-rules-of-financial-management/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>10 things every new homeowner should know</title>
		<link>http://olivierrealestate.wordpress.com/2008/09/28/10-things-every-new-homeowner-should-know/</link>
		<comments>http://olivierrealestate.wordpress.com/2008/09/28/10-things-every-new-homeowner-should-know/#comments</comments>
		<pubDate>Sun, 28 Sep 2008 14:58:45 +0000</pubDate>
		<dc:creator>olivierrealestate</dc:creator>
				<category><![CDATA[General Information]]></category>

		<guid isPermaLink="false">http://olivierrealestate.wordpress.com/?p=705</guid>
		<description><![CDATA[You bought the house and secured the keys. Now what? Real-estate expert Sid Davis says maintenance crises, financial demands and renovation disasters can become overwhelming to inexperienced property owners. &#8220;They were renters before, so whenever they had a problem, the landlord or supervisor would come by and fix things,&#8221; says Davis, who wrote &#8220;The First-Time [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=olivierrealestate.wordpress.com&amp;blog=4453815&amp;post=705&amp;subd=olivierrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Understand your own finances</title>
		<link>http://olivierrealestate.wordpress.com/2008/09/28/understand-your-own-finances/</link>
		<comments>http://olivierrealestate.wordpress.com/2008/09/28/understand-your-own-finances/#comments</comments>
		<pubDate>Sun, 28 Sep 2008 14:46:57 +0000</pubDate>
		<dc:creator>olivierrealestate</dc:creator>
				<category><![CDATA[Important Tips]]></category>

		<guid isPermaLink="false">http://olivierrealestate.wordpress.com/?p=699</guid>
		<description><![CDATA[Before a buyer starts looking around for houses, they should have as precise an idea as possible of what financing they have available for the transaction. A recent PropertyGenie survey revealed that the majority of homebuyers only do rough estimates of what they think they have available before starting the home-search process. This may have [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=olivierrealestate.wordpress.com&amp;blog=4453815&amp;post=699&amp;subd=olivierrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>A good time to buy&#8230;</title>
		<link>http://olivierrealestate.wordpress.com/2008/09/15/a-good-time-to-buy/</link>
		<comments>http://olivierrealestate.wordpress.com/2008/09/15/a-good-time-to-buy/#comments</comments>
		<pubDate>Mon, 15 Sep 2008 20:03:28 +0000</pubDate>
		<dc:creator>olivierrealestate</dc:creator>
				<category><![CDATA[Real Estate Industry News]]></category>

		<guid isPermaLink="false">http://olivierrealestate.wordpress.com/?p=694</guid>
		<description><![CDATA[Depending on your outlook and your current financial situation, these are either challenging times in the property market or the start of a period of great opportunity. It&#8217;s no secret that the housing boom of the past couple of years has slowed substantially. Rising interest rates, stricter lending policies and declining consumer confidence have all [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=olivierrealestate.wordpress.com&amp;blog=4453815&amp;post=694&amp;subd=olivierrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">olivierrealestate</media:title>
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		<title>Do you want to know what you qualify for when looking for a homeloan?</title>
		<link>http://olivierrealestate.wordpress.com/2008/09/06/do-you-want-to-know-what-you-qualify-for-when-looking-for-a-homeloan-2/</link>
		<comments>http://olivierrealestate.wordpress.com/2008/09/06/do-you-want-to-know-what-you-qualify-for-when-looking-for-a-homeloan-2/#comments</comments>
		<pubDate>Sat, 06 Sep 2008 21:18:55 +0000</pubDate>
		<dc:creator>olivierrealestate</dc:creator>
				<category><![CDATA[Bond Originators]]></category>

		<guid isPermaLink="false">http://olivierrealestate.wordpress.com/?p=656</guid>
		<description><![CDATA[Work out the loan value you qualify for based on your current gross income. The bank requires a clear credit record and generally allows you a loan on which the repayments are no more than 30% of your gross monthly income. Click here to see Affordability Calculator<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=olivierrealestate.wordpress.com&amp;blog=4453815&amp;post=656&amp;subd=olivierrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Cash is king in CT northern suburbs</title>
		<link>http://olivierrealestate.wordpress.com/2008/09/06/cash-is-king-in-ct-northern-suburbs/</link>
		<comments>http://olivierrealestate.wordpress.com/2008/09/06/cash-is-king-in-ct-northern-suburbs/#comments</comments>
		<pubDate>Sat, 06 Sep 2008 20:01:38 +0000</pubDate>
		<dc:creator>olivierrealestate</dc:creator>
				<category><![CDATA[Real Estate Industry News]]></category>

		<guid isPermaLink="false">http://olivierrealestate.wordpress.com/?p=615</guid>
		<description><![CDATA[Up to 50% of buyers are now paying cash when purchasing properties in Cape Town&#8217;s northern suburbs. Mariana Vercueil of the local RealNet office reports that the property market in the area is livelier than in months. &#8220;But the most surprising element is that we are seeing droves of cash buyers.&#8221; &#8220;And in the current [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=olivierrealestate.wordpress.com&amp;blog=4453815&amp;post=615&amp;subd=olivierrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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